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BMO Guardian Funds Legal Notices
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Important Legal Notices to All Users
By accessing this Website and any pages thereof, you agree to be bound by the terms of the Legal Notices set out below. If you do not agree with the terms below, please discontinue use of this Website and any of its associated pages. Legal Notices: BMO Guardian Funds BMO Guardian Funds refers to certain mutual funds and/or series of mutual funds offered by BMO Investments Inc. All of the mutual funds offered to advisors are referred to as “BMO Guardian Funds”. BMO Investments Inc. (BMOII) BMO Investments Inc. is a financial services firm and separate wholly-owned subsidiary of the Bank of Montreal. BMO Investments Inc. is currently registered as a "mutual fund dealer" or its equivalent with securities regulators in all provinces and territories across Canada. BMO Investments Inc. is a member of the Mutual Fund Dealers Association of Canada and the Investment Funds Institute of Canada. The BMO Financial Group ("BMO") includes the Bank of Montreal and its subsidiaries and affiliates who provide deposit, investment, loan, securities trust, insurance and other products or services. Subsidiaries and affiliates include BMO InvestorLine Inc., BMO Nesbitt Burns Inc., BMO Nesbitt Burns Ltee/Ltd., Jones Heward Investment Counsel Inc., and BMO Harris Investment Management Inc. Mutual Funds Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus before investing. Where used, the indicated rates of return are the annual compound total returns for the periods shown and, where applicable, the calendar year rates of return, including changes in unit value and assuming reinvestment of all distributions, do not take into account sales, redemption or optional charges or income taxes payable by any security holders, which would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
For BMO Guardian Money Market Funds, the indicated yield is an annualized historical yield based on the seven day period ended on the day indicated and does not represent an actual one year return. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurance that the fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you.
No Advice
The information provided on this website is intended for informational purposes only. Particular investments or trading strategies should be evaluated relative to each individual. The foregoing is not intended to be and should not be construed as legal, investment or tax advice to any party and a professional should be consulted with respect to any circumstance.
Accuracy and Changes
The information provided on this website is believed to be accurate at the time it is posted. However, this website could contain inaccuracies, typographical errors or outdated information. Changes may be made from time to time to the information on this website without prior notice.
No Solicitation
Nothing on this website constitutes a solicitation or offer by BMO Investments Inc. to buy or sell products or services of any kind whatsoever including without limitation securities or any other financial instrument of any issuer.
Available Only Where Permitted by Law Products and services offered by BMO Investments Inc. are only available in jurisdictions where they may be lawfully offered for sale. Any products or services mentioned on this website are made available only in accordance with local law (including applicable securities laws). Prospective investors who are not resident in Canada should consult with their financial advisor to determine if these securities may lawfully be sold in their jurisdiction. Disclaimer of Warranty and Limitation of Liability
BMO Investments Inc. does not warrant the accuracy, completeness, quality, adequacy or content of any information or tool on this website nor does it make any warranty as to the results that may be obtained from the use of the service.
Such information or tool is provided “as is” without warrant or condition of any kind, either express or implied, including, without limitation, the implied conditions and warranties of merchantability and fitness for a particular purpose. Some jurisdictions do not allow the exclusion of implied warranties, so the above may not apply to you.
BMO INVESTMENTS INC. WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR LOSS OF PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM THE USE OR MISUSE OF THIS WEBSITE, OR THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE REASONABLY FORESEEABLE.
Hyperlinks Are Not Endorsements
Links to other websites from this website or references to products, services or publications other than those of BMO Investments Inc. are for convenience only. No endorsement of any third party products, services or information is express or implied by any information, material or content referred to or included on, or linked from or to this website.
Third Party Content
Any opinions, advice, statements, services, offers or other information or content expressed or made available by third parties, are those of the respective author(s) or distributor(s) and not of BMO Investments Inc. BMO Investments Inc. disclaims all liability for any third party content.
Trade-Marks and Copyrights
® "BMO” and the “m-bar roundel symbol” are registered trade-marks of the Bank of Montreal, used under licence.
The display of trade-marks on pages of this Website does not imply that any licence has been granted to any third party. All other product and service marks mentioned on our website are the trademarks of their respective owners.
Copyright BMO Investments Inc.
BMO Investments Inc. either owns the intellectual property rights in the underlying HMTL, text, images, audio clips, video clips software and other content that is made available to you on this website or has obtained the permission of the owner of the intellectual property in such content to use the content on this website.
BMO Investments Inc. grants to you, the user, a limited licence to use the content solely for your own personal non-commercial use provided that you do not modify the content and that you do not delete any of the proprietary notices. Unclaimed Accounts
Currently two provinces, British Columbia and Quebec have enacted legislation requiring certain organizations including mutual fund companies to have policies and procedures in place to permit investors or their agents to locate unclaimed property that we may be holding. Unclaimed property would include mutual fund units held in an account with us or uncashed cheques for distributions/dividends paid by a fund or proceeds on redemption of a fund.
Property would be deemed "unclaimed" if one or more of the following situations occur:
a. A communication or cheque has been mailed to a client for whom we are holding an account
and has been returned as "undeliverable". b. A communication has been sent to a client for whom we are holding an account requesting that an action be taken by a specified date, and no action has been taken. c. Three years have passed since a cheque was sent to a client for whom we are holding an account and the cheque has not been cashed. d. For Quebec resident accounts, where BMO Investments Inc. is the dealer of record, no activity in the account for three years, and no other contact by the client with BMO Investments Inc. e. The value of the unclaimed property is $50.00 or more for owners of accounts residing in the province of British Columbia. f. The value of the unclaimed property is $100.00 or more for owners of accounts residing in the province of Quebec. Once an account is deemed unclaimed, BMO Investments Inc. will take reasonable efforts to locate the investor by:
BMO Investments Inc. maintains a list of unclaimed property owners whom we have been unable to contact. If you would like to request a search of our database, please contact our Client Services Department by calling toll-free 1-800-668-7327 or by e-mail at clientservices@bmoguardian.com
© 2009 BMO Investments Inc. All Rights Reserved |
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